Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         

Loan against Property >>



Any Individual residing in and having a self occupied immovable property in  an urban area (within municipality limits)


To offer instant solutions relating to socio-economic needs and business needs such as children’s higher education, Travel, daughter’s marriage and medical emergencies etc.

Loan Limit

Maximum amount up to RS. 25.00 lakhs or 50% of Govt. Value of property or 3 times of net annual income whichever is less.

Rate of interest



No Margin required

Repayment Period

Maximum 6 years.


Mortgage of property in favour of bank.

For full scheme download, CLICK HERE

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