Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2052.00 per lac for 5 years and EMI of Rs 1440 per lakh for 8 years

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

Loan against Property >>

 

Beneficiary

Any Individual residing in and having a self occupied immovable property in  an urban area (within municipality limits)

Purpose

To offer instant solutions relating to socio-economic needs and business needs such as children’s higher education, Travel, daughter’s marriage and medical emergencies etc.

Loan Limit

Maximum amount up to RS. 25.00 lakhs or 50% of Govt. Value of property or 3 times of net annual income whichever is less.

Rate of interest

14%

Margin

No Margin required

Repayment Period

Maximum 6 years.

Security

Mortgage of property in favour of bank.

For full scheme download, CLICK HERE

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The Ludhiana Central Coorperative Bank