Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2052.00 per lac for 5 years and EMI of Rs 1440 per lakh for 8 years

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

Personal loan for Professionals >>

 

Beneficiary

Individuals practicing as professionals such as doctors, advocate, chartered engineers, chartered accountants, company secretary, architects, I.T. professionals, interior designer, academicians running coaching centres.

Purpose

Credit facility for meeting out socio-economic needs.

Loan Limit

15 times of monthly gross salary or RS. 4.00 lakh, whichever is less.

Rate of Interest

12%

Prepayment Option

Borrower can make the part prepayment of the loan. No penalty will be charged.

Repayment Period

Maximum 7 years.

Collateral Security

The valuation of the collateral security shall be 150% to the loan amount. In addition to that one guarantor known to the bank will also be taken.

 

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