Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         

Personal loan for Professionals >>



Individuals practicing as professionals such as doctors, advocate, chartered engineers, chartered accountants, company secretary, architects, I.T. professionals, interior designer, academicians running coaching centres.


Credit facility for meeting out socio-economic needs.

Loan Limit

15 times of monthly gross salary or RS. 4.00 lakh, whichever is less.

Rate of Interest


Prepayment Option

Borrower can make the part prepayment of the loan. No penalty will be charged.

Repayment Period

Maximum 7 years.

Collateral Security

The valuation of the collateral security shall be 150% to the loan amount. In addition to that one guarantor known to the bank will also be taken.


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