Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         

Agricultural Loans >> Revolving Cash Credit



Any individual farmer who is permanent resident of Ludhiana District & holding the agricultural land in Ludhiana District.


Credit facility for meeting out socio-economic and agricultural needs

Loan Limit

Maximum amount RS 15.00 lakhs subject to maximum of RS 1.00 Lakh per acre.

Rate of Interest



No Margin required.

Repayment Period

Renewable on annual basis.

Collateral Security

Agriculture Land valuing at 150% of the Loan amount.


'AVOID your Account getting FREEZED'