Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2052.00 per lac for 5 years and EMI of Rs 1440 per lakh for 8 years

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

Agricultural Loans >> Revolving Cash Credit

 

Beneficiary

Any individual farmer who is permanent resident of Ludhiana District & holding the agricultural land in Ludhiana District.

Purpose

Credit facility for meeting out socio-economic and agricultural needs

Loan Limit

Maximum amount RS 15.00 lakhs subject to maximum of RS 1.00 Lakh per acre.

Rate of Interest

12.00%

Margin

No Margin required.

Repayment Period

Renewable on annual basis.

Collateral Security

Agriculture Land valuing at 150% of the Loan amount.

 

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