Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2052.00 per lac for 5 years and EMI of Rs 1440 per lakh for 8 years

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

Agricultural Loans >> Short Term Crop Loan

Beneficiary

Farmers Through Multipurpose Cooperative Agriculture Service Societies.

Purpose

Production of Crops

Loan Limit

As per Land Holding and Scale of finance for each crop fixed from time to time by The Registrar, Cooperative Societies, Punjab, Chandigarh.

Rate of Interest

 

Subsidy

7.00% from Farmers by Societies.

5.00 % from Societies by bank.

3% subsidy for repaying the loan in time.

Margin

No margin money required

Repayment Period

Half Yearly linked with Crop Harvesting i.e. 30th June and 31st January.

Collateral Security

Nil.

 

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