Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2052.00 per lac for 5 years and EMI of Rs 1440 per lakh for 8 years

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.



Dear Customer,

RESERVE BANK of INDIA has made it mandatory for all the Bank customers to get their KYC (Know Your Customer) completed immediately. In the absence of which , your account can be freezed. These norms are applicable on all types of accounts with the bank.

In order to avoid your account be freezed, Please contact the bank branch with the following documents:

A.Identity Proof (Any one of the following):

1.       Passport,

2.        Driving Licence,

3.       Voters’ Identity Card,

4.       PAN Card,

5.       Aadhaar Card issued by UIDAI and

6.       NREGA Card.

You need to submit any one of these documents as proof of identity. If these documents also contain your address details, then it would be accepted as as ‘proof of address’ as well.

B.Residence Proof :

If the document submitted by you for proof of identity does not contain address details, then you will have to submit another officially valid document which contains address details.

However, A normal account can be opened by submitting a copy of any one of the following documents,  but not as a general rule and it is left to the judgement of the banks to decide whether this simplified procedure can be adopted in respect of any customer.:

(i) Identity card with person’s photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions;


(ii) letter issued by a gazetted officer, with a duly attested photograph of the person.



Besides the above documents, also DOWNLOAD this form and submit with the branch where you are having your  account.                                                                                        Download.....  KYC FORM

Frequently Asked Questions about KYC     ..pdf

'AVOID your Account getting FREEZED'