Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          An ISO 9001:2000 certified bank by JAS-ANZ          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2052.00 per lac for 5 years and EMI of Rs 1440 per lakh for 8 years

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

Current Deposits


Current account is a running account which may be operated upon any number of times during a working day. It caters to the needs of business people who make use of the cheque facilities extensively and also receive cheques in their favour. However there is no restriction that only a business people can open the current accounts.


i)                    Person in his own name

ii)                  Two or more persons in their joint names with operations as Either or Survivor, Jointly/Jointly or Survivor, Anyone or Survivors or Survivor.

iii)                Cooperative Societies, Proprietary concern, Partnership firms, Limited Companies, Joint Stock Companies, Clubs, Religious institutions, Associations, Provident funds societies, Executors and Administrators, Govt./Semi government departments, Local Bodies.

Note: Instruction given at the time of opening of joint account will strictly be followed up in operation of account. However these instructions can be altered/varied by all the account holder at any time during the operation of the account.



Pardanashin Ladies

Illiterate Persons

Blind Persons


Additional Documents required for opening Current Account

In addition to account opening form, additional documents are required to be taken in certain types of deposit accounts. A list of such accounts and additional documents to be taken are given below for ready reference:

Type of Accounts

Additional Documents

1.     Proprietary concern

a.      Declaration of sole proprietorship

2.Partnership Firms

a.      Partnership Letter

b.      A copy of partnership deed

3.Joint Hindu Families

           Joint Hindu Family letter

4.     Limited Companies

a.      Certificate of Incorporation

b.      Certificate of Commencement of business

(Not required in case of private companies)

c.       Memorandum and Articles of Association

d.      Board’s resolution

e.      Latest audited Balance Sheet and Profit and Loss Account (in case of a Public Limited Company)

5.Clubs, Schools, Societies

           (including Co-operatives),

           Associations, Committees etc.,


a.      Certificate of registration or incorporation if registered)


c.       A copy Bye-laws, Rules, Regulations etc., as the case may be

d.      Memorandum of Association, if any

e.      Resolution of Board of Directors

f.        Latest copy of the Balance Sheet in case of Co-operative Societies, if available


6.    Trust

a.      Instrument or Document of Trust or relevant extract thereof

b.      Resolution

c.       Certificate of Registration from Charity Commissioner (if trust is a Public Charitable Trust)

7.    Executors and Administrators

Probate or Succession Certificate or Letters of Administration or Administrator General’s Certificate

8.     Provident Funds

a.      Trust Deed

b.      Rules of the Provident Fund

c.       Resolution

9.    State Financial Corporations

a.        Relevant copy of Act or Legislation

b.        Bye-laws, if any

c.         Resolution

10.Guardians appointed by Court in

respect of Minors

Court order or Guardianship





'AVOID your Account getting FREEZED'