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Employee Loans >> Overdraft facility



The beneficiary will be a regular/permanent employee of Punjab Govt., Semi Govt., Autonomous Bodies, Boards and Corporations, Apex, District, Cooperative Institutions or any other organization with the approval of BOD, whose salary is being credited in the saving account of bank branch.

Loan Limit

Maximum 1.50 Lakhs

Rate of Interest


Repayment Period

Renewable each year.

Collateral Security

Two Good Sureties as per satisfaction of the bank.


'AVOID your Account getting FREEZED'