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Education Loan >>

 

Beneficiary

Salaried employees of Coop. banks, Punjab Govt./Chandigarh Administration and its boards and corporations.

Purpose

To provide financial assistance to deserving and meritorious student for pursuing higher studies in India or abroad.

Loan Limit

Maximum amount up to RS. 15.00 Lakh.

Rate of Interest

11%

Margin

No margin required.

Repayment Period

The instalment will start after completion of course or Maximum 5 years.

Collateral Security

Mortgage of landed property having value of 150% of the loan amount. If the parent/guardian is the employee of Punjab Govt. or Coop. Dept. & submits irrevocable authority then no immovable security is required for the loan up to RS. 5.00 lakhs.

For full scheme download, CLICK HERE

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