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Agricultural Loans >> Short Term Crop Loan


Farmers Through Multipurpose Cooperative Agriculture Service Societies.


Production of Crops

Loan Limit

As per Land Holding and Scale of finance for each crop fixed from time to time by The Registrar, Cooperative Societies, Punjab, Chandigarh.

Rate of Interest



7.00% from Farmers by Societies.

5.00 % from Societies by bank.

3% subsidy for repaying the loan in time.


No margin money required

Repayment Period

Half Yearly linked with Crop Harvesting i.e. 30th June and 31st January.

Collateral Security



'AVOID your Account getting FREEZED'