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Agricultural Loans >> Short Term Crop Loan

Beneficiary

Farmers Through Multipurpose Cooperative Agriculture Service Societies.

Purpose

Production of Crops

Loan Limit

As per Land Holding and Scale of finance for each crop fixed from time to time by The Registrar, Cooperative Societies, Punjab, Chandigarh.

Rate of Interest

 

Subsidy

7.00% from Farmers by Societies.

5.00 % from Societies by bank.

3% subsidy for repaying the loan in time.

Margin

No margin money required

Repayment Period

Half Yearly linked with Crop Harvesting i.e. 30th June and 31st January.

Collateral Security

Nil.

 

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