Bank has become live on E-Commerce and PoS transactions.          IFS CODE: UTIB0SLDH01          EK KADAM SWACHHATA KI ORE-Keep Your Surroundings Clean.          An ISO 9001:2000 certified bank by JAS-ANZ          First , Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM          Bank will remain closed on Second and Fourth saturday of every month          The Ludhiana Central Cooperative Bank Ltd. - An 'A' class cooperative bank          Preserve your success with smart financing         
  • Dairy Loans

  • Agricultural Loans

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

  • Vehicle Loans

    This festive season, get the vehicle loan at lowest EMI of just Rs 2138/- per lac.

  • Home Loans

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

Deposits

 

Rate of Interest on Term Deposits  w.e.f  05.12.2015

 

Sr. No.

Maturity Period

Rate of Interest

1

7 days to 30 days

4.50%

2

31 days to 45 days

5.00%

3

46 days to 90 days

6.00%

4

91 days to 179 days

6.50%

5

180 days to 364 days

(Half year to less than one year)

7.25%

6

1 year but less than 2 years

7.75%

7

2 years but less than 3 years

7.50%

8

3 years and above

7.25%

           

(a)    Interest of 0.40% above these rates to the Senior citizens will be admissible to single Fixed Deposit of Rs.10000/- and above for the period of one year and above.

(b)       Interest earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws.

(c)        No interest is payable for deposits prematurely withdrawn in the slab  of 7-30 days.

(d)       These revised interest rates will be applicable for new deposits and renewal of existing terms deposits.

 

Rate of Interest on Term Deposits w.e.f. 05.12.2015

Rate of Interest on Term Deposits w.e.f 15.10.2015

Rate of Interest on Term Deposits  w.e.f   01.07.2015

Rate of Interest on Term Deposits  w.e.f   01.05.2015

 

 

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